Terms And Conditions

TERMS AND CONDITIONS

Last Updated: [24.12.2025]

Welcome to www.monikachudasama.com (“Website”, “Site”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of this Website and any content, features, or services made available through it. By accessing, browsing, or using this Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must stop using the Website immediately.

Acceptance of these terms

You acknowledge that you have read this Agreement and agree to all its terms of services. By using the Website or its Services you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to use or access the Website and its Services.

1. Who We Are

This Website is owned and operated by Monika Chudasama, acting in an individual capacity. Throughout these Terms, references to “we”, “us”, or “our” refer to the Website owner and operator.

2. Acceptance of Terms

By using this Website, you confirm that:

• You are at least 18 years of age, or using the Website under parental or legal guardian supervision
• You are legally capable of entering into a binding agreement under applicable Indian laws
• You agree to comply with these Terms, our Privacy Policy, and all applicable laws and regulations

Your access to and use of the Website and its services constitutes your acceptance of this Agreement. If you do not accept these Terms in full, you are not authorized to access or use the Website or its services.

3. Use of the Website

You agree to use this Website only for lawful, ethical, and legitimate purposes. You must not engage in any activity that violates any applicable laws, regulations, or government guidelines of India. You further agree not to attempt to gain unauthorized access to any portion of the Website, user accounts, servers, or connected networks, whether by hacking, password mining, or any other intrusive method. You must not upload, post, submit, or transmit any content that is harmful, abusive, defamatory, obscene, fraudulent, misleading, or otherwise unlawful, nor may you engage in activities that could disrupt, damage, disable, overburden, or impair the Website’s functionality or security. This includes introducing viruses, malware, automated bots, scraping tools, or any other technology intended to interfere with normal Website operation. We reserve the right, at our sole discretion, to suspend, restrict, or permanently terminate your access to the Website or any of its services if we believe that your conduct violates these Terms, poses a security risk, causes harm to other users, or is otherwise inappropriate or unlawful.

4. Content and Intellectual Property

All content published on this Website, including text, images, graphics, logos, videos, and digital materials, is owned by or licensed to Monika Chudasama, unless otherwise stated.

You may: View and read content for personal, non-commercial use only

You may not: Copy, reproduce, modify, distribute, or republish Website content without prior written permission

Unauthorized use of Website content may result in legal action under applicable intellectual property laws.

5. User Content and Comments

If you submit comments or other content on the Website:

• You are responsible for the content you provide
• You confirm that your content does not violate any law or third-party rights

Comments may be reviewed, moderated, or removed at our discretion. Visitor comments may be processed through automated spam detection services.

6. Cookies and Tracking

Your use of the Website is subject to our Privacy Policy, which explains how cookies and tracking technologies are used, including cookies related to comments, login sessions, and website functionality. By continuing to use the Website, you consent to the use of cookies as described in the Privacy Policy.

7. Third-Party Services and Links

The Website may include:

• Embedded content (videos, images, articles)
• Links to third-party websites or services
• Google services such as maps or location-based tools

We do not control and are not responsible for the content, policies, or practices of third-party websites. Accessing third-party services is at your own risk.

8. Privacy and Data Protection

Your personal data is handled in accordance with our Privacy Policy, which explains:

• What data we collect
• Why and how it is used
• How it is protected
• Your rights under Indian law

By using this Website, you acknowledge and agree to the data practices described in the Privacy Policy.

9. Limitation of Liability

The Website and its content are provided on an “as is” and “as available” basis. While we make reasonable efforts to keep information accurate and up to date, we do not guarantee completeness or reliability.

To the maximum extent permitted under Indian law, Monika Chudasama shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:

• Use or inability to use the Website
• Reliance on Website content
• Technical issues, errors, or interruptions

10. Disclaimer

The information available on this Website is intended solely for general awareness and informational purposes. It should not be treated as professional, legal, financial, medical, or any other kind of expert advice unless clearly specified otherwise. We do not guarantee the completeness or accuracy of the content, and you are responsible for independently verifying any information before relying on it or making decisions based on it. Use of the Website and reliance on any content is entirely at your own discretion and risk.

11. Children’s Use of the Website

This Website does not knowingly collect personal information from children under the age of 18. If a parent or guardian becomes aware that a child has provided personal data without consent, they should contact us. Reasonable steps will be taken to delete such information.

12. Changes and Amendments

I may update, revise, or modify these Terms of Service or any policies related to the Website or Services at any time. Any changes will become effective once the revised Terms are posted on the Website. The “last updated” date will be adjusted accordingly. By continuing to access or use the Website after such updates are posted, you acknowledge and agree to be bound by the revised Terms. If you do not agree with the updated Terms, you should stop using the Website and its Services.

13. Governing Law and Jurisdiction for Dispute Resolution

This Agreement shall be governed and interpreted in accordance with the laws of India, without regard to any conflict-of-law principles. In the event of any dispute, difference, or claim arising from the use of this Website or these Terms, such matters shall fall under the exclusive jurisdiction of the courts located in Delhi, National Capital Territory (NCT) of Delhi, India. By using this Website, you agree to submit to the personal jurisdiction of these courts and consent that legal proceedings shall be conducted only in this forum. To the fullest extent permitted by law, you also agree that disputes will be resolved without the use of jury trials. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to these Terms or any transactions arising from this Website.

14. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us through the Website or at:

🌐 Website: www.monikachudasama.com